Financial Planning | Financial Advisor | Carmel | Indianapolis - Planning to retire? Here’s how to think about taking withdrawals from your investment portfolio.

Thinking About Retirement? Here’s What You Should Do.

I’ve heard countless clients tell me how they ‘failed’ at retirement. They enjoyed it for the first three weeks or even three months, then yearned to return to work. They were not ready for it. In some instances, I take blame for this as I did not adequately prepare them for this new freedom. The freedom to […]

When to Consider a Roth Conversion

Roth Conversion. Ughh – that term makes most eyes glaze over! But hold on – there are some critical aspects that can truly save you money. You may have seen countless articles in The Wall Street Journal, The New York Times, The Journal of Portfolio Management, The Indy Star, and many other finance (and non-finance) related publications discussing the […]

An Annuity for Everybody?

Almost anybody can tell you what life insurance is. The concept is pretty simple – you are paying an insurance company a premium and if you die while the insurance contract is in force, the insurance company has to pay the agreed upon benefit. An annuity is really the opposite. For an annuity, you pay […]

Retirement Myths and Realities

We all have some preconceived notions about what retirement will be like. But how do those notions compare with the reality of retirement? Here are four common retirement myths to consider. 1. My retirement won’t last that long The good news is that we’re living longer lives. The bad news is that this generally translates […]

New Reports Show Challenging Financial Outlook Continues for Social Security and Medicare

Every year, the Trustees of the Social Security and Medicare Trust Funds release reports to Congress on the current financial condition and projected financial outlook of these programs. This year’s reports, released on May 31, 2013, show that both programs face urgent financial challenges that should be addressed as soon as possible. Why are Social […]

The New Retirement Age: 73

Nyhart, the actuarial and employment benefits firm, is a nationally recognized consulting firm located here in Indianapolis. The firm recently made the national news when it published a study of more than 10,000 employee accounts to analyze the readiness of employees to retire by the age of 65.The study found that 81% of adults 18 […]