We know that we can’t promise what your future will hold. But we can promise that our team at WealthPoint Advisors will work hard to secure your tomorrow, today. Our competitors charge big fees for little service. We’re here to turn that around. We aren’t associated with any banks, insurance companies, or brokerage firms, so we can offer our clients solid, research-based advice backed by our years of industry experience.
| WealthPoint IS: | WealthPoint ISN'T: |
|---|---|
| Client always first - that's the fiduciary way | Self-Fulfilling |
| Comprehensive CFP® experts | Advise only on investments |
| Strategy & a roadmap (financial plan) | Hopeful it will pay off |
| Big service, transparent, fee-only | Small service, commission based, hidden fees |
| Defined process and client experience | Talk once a year and be pitched a product to buy |
Talk about abiding by fiduciary standard and as a Registered Investment Advisor (RIA) we are required by law to act in our clients’ best interest. A fiduciary duty is one of complete trust and utmost good faith. Talk about long lasting relationships with current clients and that our greatest honor is being invited to a child’s wedding or to play golf or just grab a beer as a friend.
| EXPERTISE | COUNSELING | CONVENIENCE | LEGACY PLANNING |
|---|---|---|---|
| Financial Planning | Education on Market & Investing | Free up your time to focus on what's really important | Spouse Involvement |
| Investment Selection | Manage Emotions & Stress | Coordinate with other professionals | Multi-Generational & Legacy Planning |
| Asset Allocation | Avoid Costly Behavioral Mistakes | Personalized Service | Children Immersion |
| Retirement Planning | Peace of Mind | Investment Monitoring | Charitable Planning |
| Multi-Year Tax Planning | Trusted Second Opinion | Rebalance Portfolio | |
| Estate Planning |
As a wealth management firm, it is our goal to provide guidance and expertise and discourage “emotional investing.” Following our extensive initial consultation process regarding our clients’ accounts, we use the following basic guiding principles of investing to establish an “efficient portfolio”:
Markets work.
Capital markets are not always right and prices are not always right, but markets are so competitive that it is unlikely an investor can systematically profit from mistakes in the market at the expense of others.
Active management generally fails.
There have been a limited number of active managers that outperform the market, but no more than you would expect by chance, and it is difficult to identify them in advance.
Market timing is risky.
A successful market timing strategy requires three correct decisions: when to get in, when to get out, and when to get back in. The success rate required to beat a buy-and-hold strategy is unattainable for most investors.
Risk and return are related.
Diversification is key.
Bring discipline to the process.
Capital markets are noisy. Investors must maintain their discipline and adhere to a long-term investment strategy in order to have a successful investment experience that captures capital market rates of return.
Download our Fee Structure and see the WealthPoint Advantage.
Our process is very simple. We do not sell products and instead focus on serving our clients by providing advice. Our introductory process consists of three steps:
1. First, during our initial Discovery Meeting, we learn as much about you both qualitatively and quantitatively as we can. We seek to understand your unique situation and your dreams for the future.
2. Next, during our Investment Plan Meeting, after we know where you want to go, we illustrate strategies that we believe will help improve your situation and build a path toward a better future.
3. Finally, at our Mutual Commitment Meeting, we decide if working together would be mutually beneficial. We are not right for everyone, nor is everyone right for us.
We believe this process will allow you to see how we help families clarify goals and refocus efforts toward achieving what is truly important. There is no cost to follow this process and determine if we are a good fit. The only cost is your time.
If you decide to you would like to work with us, we will work to jointly create a wealth management plan in the first 90 days that seeks to accomplish your financial and life goals.
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